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Month: November 2020

IMPORTANCE OF INSURANCE

Helps in creation of employment as individuals are employed as managers,accountants,sales persons in different insurance companies. It ensures continuity of business-this is through compensation after a risk. Ensures social welfare-the burden after a risk is shared and thus no difficulty. Read More …

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FACTORS TO CONSIDER WHEN DETERMINING PREMIUMS TO BE CHARGED.

Health of the person. Frequency of occurrence of previous losses. Extent of the previous losses. Value of the property insured. Occupation of the insured Age of the person of the property in question Location of the insured(address and geographical location). Read More …

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REQUIREMENTS TO BE MET BY INSURABLE RISKS.

The risk insured against must not be under the control of the insured. There must be a large number of similar cases subjected to the same risk. The risk must be unlikely to affect all the insured at the same Read More …

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TERMS COMMONLY USED IN INSURANCE

Insurer-this refers to the insurance company e.g. jubilee,A.P.A etc. Insured-this refers to the individual/institution taking out an insurance policy with a view to being compensated in future if loss is suffered due to the occurrence of the insured risk. Risk-Thisisthepossibility Read More …

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CIRCUMSTANCES WHICH MAY LEAD TO THE TERMINATION OF AN INSURANCE CONTRACT

If it is not for a legal purpose. Failure to renew a contract. When the insurer is finally wound. Not obeying i.e. going against the principle of uberima fides. When the parties don’t have legal capacity to contract When the Read More …

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INSURABLE CONTRACT

This is an agreement between two or more parties which has legal consequences and is therefore legally enforceable. CONDITIONS FOR IT TO BE VALID. It must be for a legal purpose-not ones that are prohibited law e.g. bhang The Read More …

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CONCEPT OF INSURANCE

Insurance is defined as a contract between an individual and an insurance company to safeguard resource of the individual or business against risks. THE CONCEPT OF INSURANCE. Insurance is based on the principle of large numbers.It is known that if Read More …

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TRANSPORTATION/DELIVERY DOCUMENTS

Bill of lading-this is used to seal a contract between the carrier and shipper in which the carrier agree to carry goods from port of shipped to port of destination.it is also the shippers receipt for goods and also the Read More …

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EMERGING ISSUES AND CURRENT TRENDS IN TRANSPORT

Introduction of containerization. Use of pipeline transport. Electric trains replacing diesel engine trains. Construction of dual-carriage roads. Introduction of speed governors and safety belts. Use of bicycles-bodaboda. Spread of Hiv and Aids to long distance drivers. Hard drugs have been Read More …

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FACTORS TO BE CONSIDERED WHEN SELECTING AN APPROPRIATE MEANS OF TRANSPORT

The natures of the goods-Heavy and bulky goods are economically transported through sea or rail. Terminals-Availability of loading and offloading points dictate the form of transport to be used. Transportation cost-The cost of the means of transport should be reasonable Read More …

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Recent Posts

  • IMPORTANCE OF INSURANCE
  • FACTORS TO CONSIDER WHEN DETERMINING PREMIUMS TO BE CHARGED.
  • REQUIREMENTS TO BE MET BY INSURABLE RISKS.
  • TERMS COMMONLY USED IN INSURANCE
  • CIRCUMSTANCES WHICH MAY LEAD TO THE TERMINATION OF AN INSURANCE CONTRACT
  • INSURABLE CONTRACT
  • CONCEPT OF INSURANCE
  • TRANSPORTATION/DELIVERY DOCUMENTS
  • EMERGING ISSUES AND CURRENT TRENDS IN TRANSPORT
  • FACTORS TO BE CONSIDERED WHEN SELECTING AN APPROPRIATE MEANS OF TRANSPORT

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